Privacy Policy

Your privacy matters to us. This policy explains how we collect, use, and protect your information.

1. Overview & Applicability

Last updated: Aug 1, 2025. This Privacy Policy (“Policy”) explains how VishnuCredit and its affiliates (“we,” “us,” or “our”) collect, use, store, and disclose personal information through our website and mobile application (collectively, the “Platform”). By accessing or using the Platform, you consent to the practices described herein. If you do not agree, please do not use our services.

2. Services & Data Use

Credit Reports

Data Collected: Name, contact details, PAN, gender, age, and date of birth, collected with your explicit consent.
Purpose: To provide insight into your financial profile.
Sharing: These reports are not shared with third parties unless required by law.

Loans & Credit Card Applications

What We Do: We connect you with RBI-registered NBFCs and banks.
Information Obtained: Aadhaar, income details, KYC documents, and banking information.
Sharing: Shared only with lending partners to process applications.

Marketing & Notifications

By providing your information, you consent to receive communications via SMS, email, WhatsApp, or calls. You may opt out anytime.

Customer Support

Calls and interactions may be recorded to improve our services.

3. Cookies & Tracking

We use cookies to improve experience and serve relevant ads. Disabling cookies may affect functionality.

4. Your Rights

You may withdraw consent at any time.
Request access, correction, or deletion of data (subject to law).

5. Storage & Security

Data is stored securely in India using trusted cloud providers.

6. Confidentiality & Third Parties

Information is shared only with trusted partners under strict confidentiality.

7. Grievance Redressal

Name: Prince
Email: info@VishnuCredit.in
Phone: 9034070082
Address: Haryana-124001
Response Time: Within 48 hours

8. Anti-Phishing Notice

We never ask for OTPs, passwords, or bank details via messages.

9. Governing Law

This Policy is governed by the laws of India.